PM Surya Ghar Yojana: How to Get Rs 78,000 Subsidy for Solar Panels

The PM Surya Ghar Muft Bijli Yojana is the Indian government's flagship scheme to promote rooftop solar adoption across the country. If you own a home in Delhi and your electricity connection is with BSES Rajdhani, you can get up to Rs 78,000 in central subsidy — and even more when combined with Delhi state subsidies.

In this guide, we break down everything you need to know.

Who is Eligible?

The scheme is available to residential consumers only. Here are the key eligibility criteria:

• You must own the property (not rented)
• Your electricity connection must be under a residential tariff
• The rooftop must have adequate space and structural strength for solar panels
• You must not have already availed this subsidy on the same premises

How Much Subsidy Can You Get?

The subsidy amount depends on the system size you install:

For most Delhi homes, a 3 KW system is the sweet spot — it covers the electricity needs of a typical 2-3 BHK house and maximizes the subsidy at Rs 78,000.

The Application Process

Here's how the process works, step by step:

1. Register on the PM Surya Ghar portal — Visit pmsuryaghar.gov.in and register with your electricity consumer number and basic details.

2. Choose a registered vendor — Select a DISCOM-registered solar installation vendor (like Raytrix Energy). This is critical — only registered vendors can process subsidy applications.

3. Get a site survey and quotation — The vendor visits your site, assesses the roof, and provides a detailed quotation.

4. Installation — The vendor installs the solar system including panels, inverter, structure, safety equipment, and net meter.

5. DISCOM inspection and net metering — BSES inspects the installation and activates the net meter. Your system is now connected to the grid.

6. Subsidy disbursement — After commissioning, the subsidy amount is credited directly to your bank account by the government. This typically takes 30-60 days.

Documents Required

Keep these documents ready when applying:

• Aadhaar card
• Electricity bill (latest)
• Bank account details (for subsidy credit)
• Passport-size photograph
• Property ownership proof
• Roof photograph

Delhi State Subsidy — Additional Benefits

On top of the central subsidy, Delhi residents in the BSES Rajdhani area can get:

• Capital subsidy: Rs 2,000/KW (up to Rs 10,000)
• Additional subsidy: Rs 30,000 for 3 KW and above systems

This means for a 3 KW system in South Delhi, you can get a total subsidy of up to Rs 1,08,000 (Rs 78,000 central + Rs 30,000 additional state).

Generation-Based Incentive (GBI)

Delhi also offers a GBI — you earn money for every unit of solar power you generate:

For a 3 KW system generating ~1,440 units/year, that's Rs 4,320/year or Rs 21,600 over 5 years in additional income.

Frequently Asked Questions

Q: Can I get subsidy for a system larger than 3 KW? Yes, you can install a larger system, but the central subsidy is capped at 3 KW. The GBI, however, applies up to 10 KW.

Q: How long does the subsidy take to arrive? Typically 30-60 days after the DISCOM inspection and commissioning report is submitted. The amount is credited directly to your bank account.

Q: Do I need to pay the full amount upfront? You pay the vendor the full system cost. The subsidy is reimbursed to you afterwards by the government. Some vendors (including us) can help you arrange solar loans to reduce the upfront burden.

Q: Is the subsidy available in Faridabad and Gurgaon? The PM Surya Ghar subsidy is available across India, but you need to apply through your local DISCOM. The Delhi state subsidy (additional Rs 30,000) is only for Delhi consumers.

Going solar has never been more affordable. With subsidies covering a significant portion of the cost, most homeowners see a payback period of just 2-3 years — and then enjoy free electricity for 22+ more years.